A: Federal Debt Consolidation Services helps you establish an affordable monthly payment plan by negotiating directly with your creditors. We can often lower interest rates, re-age past due accounts and stop late payments. 

Q: How many bills will I pay each month?

A: You pay just one bill for all of your unsecured creditors. This one payment is conveniently made to Federal Debt Consolidation Services and then we disperse this money to your creditors through a regulated trust account.

Q: How many creditors can I include?

Because Federal Debt Consolidation Services maintains such a fast, efficient and friendly service, there is no limit placed on how many creditors you can include. We'll take almost all of your unsecured accounts.

Q: How do I start?

A: You can start immediately by filling out our application.

Q: Will my creditors ever stop calling and harassing me?

It usually takes about 2-3 months for your creditors to update their records and release you are a client of Federal Debt Consolidation Services. In the meantime, if a creditor calls you, you have the right to tell them not to call you at that number under the Fair Debt Collection Act. or just tell them to call us.

Q: How much does it cost to apply and be accepted?

A: There is NO charge.

Q: How do I know if you are a legitimate organization?

A: Federal Debt Consolidation Services processes thousands of applications each month and maintains an impeccable record of customer satisfaction.  Our organization is even featured in the new books series published by McGraw-Hill called Everything U Need to Know... you can find us under the upcoming American Tenant, American Credit Repair, American Mortgage and American Foreclosure volumes available in 2008 at book retailers nationwide including Barnes and Noble, Amazon.com, Borders and more.

Have you seen an example of our estimated savings?